Welcome to aggvc.com (the “Website“), the official website of AGG Ventures Funding Group, a brand owned and operated by City Capital Funding Inc. (“Company,” “we,” “us,” or “our“), with its principal place of business located at:
2106 Avenue X Brooklyn, New York 11235 United States

These Terms of Use (“Terms“) govern your access to and use of the Website, including all pages, content, technology, software, applications, products, services, communications, forms, and features made available through the Website.
By accessing, browsing, or otherwise using the Website, submitting an inquiry, requesting information, or applying for commercial financing, you acknowledge that you have read, understood, and agree to be legally bound by these Terms, our Privacy Policy, and all applicable federal, state, and local laws.
If you do not agree to these Terms, you must immediately discontinue your use of the Website.
The Company reserves the right to modify, update, suspend, restrict, or discontinue any portion of the Website or its services at any time, with or without notice, to the fullest extent permitted by applicable law.

By accessing or using the Website, you represent and warrant that:

• you are at least eighteen (18) years of age;
• you have the legal authority and capacity to enter into binding agreements;
• if acting on behalf of a business entity, you are duly authorized to legally bind that entity;
• all information you provide is accurate, truthful, complete, and current;
• your use of the Website complies with all applicable laws and regulations.

The Company may refuse access to the Website, reject any inquiry or application, suspend communications, or terminate your use of the Website if any information submitted is inaccurate, misleading, fraudulent, incomplete, or otherwise violates these Terms.

AGG Ventures Funding Group is the commercial brand under which City Capital Funding Inc. offers information regarding business financing solutions and related commercial services.
Unless expressly stated otherwise in a separate written agreement, the Company is not acting as:

• a consumer lender;
• a bank;
• a savings association;
• a credit union;
• a law firm;
• an accounting firm;
• a tax advisory firm;
• an investment adviser; or
• a securities broker-dealer.

Depending upon the specific transaction, the Company may act as a direct commercial funding provider, an independent commercial finance company, a referral source, a broker, a facilitator, or an intermediary working with one or more independent funding partners.
Nothing contained on the Website shall be interpreted as creating an obligation to provide financing, extend credit, establish a business relationship, or enter into any agreement with any user.

The Website is intended exclusively for informational and commercial purposes.
Its primary purpose is to:

• provide information regarding commercial financing products and services;
• allow business owners to submit financing inquiries;
• facilitate communication between prospective applicants and the Company;
• collect information necessary to evaluate commercial funding opportunities; and
• provide educational information regarding business financing.

Nothing contained on the Website constitutes:

• a commitment to lend money;
• a commitment to purchase receivables;
• a guarantee of funding;
• a promise of approval;
• an offer capable of acceptance;
• financial advice;
• investment advice;
• legal advice;
• accounting advice;
• tax advice; or
• any professional advisory relationship.

All financing opportunities remain subject to underwriting, verification, compliance requirements, internal review procedures, availability of funding programs, and applicable law.

All information available through the Website is provided solely for general informational purposes.
Although the Company makes reasonable efforts to maintain accurate and current information, no representation or warranty is made regarding the completeness, accuracy, reliability, availability, or timeliness of any information appearing on the Website.
Nothing contained on the Website should be interpreted as financial, legal, tax, accounting, investment, or business advice.
You are solely responsible for obtaining independent professional advice from qualified legal counsel, accountants, tax professionals, or financial advisors before making any financial or business decision.
Your reliance upon any information available through the Website is entirely at your own risk.

Submitting an inquiry, financing request, application, business information, financial records, bank statements, tax documentation, or supporting materials through the Website does not constitute approval for financing.
The Company does not guarantee:

• approval of any application;
• funding of any transaction;
• any specific funding amount;
• any repayment schedule;
• pricing;
• interest rates;
• factor rates;
• financing terms;
• availability of any financing product;
• speed of underwriting; or
• establishment of a business relationship.

Each financing request is evaluated individually based upon underwriting standards, business qualifications, financial information, verification procedures, regulatory requirements, and the independent criteria of participating funding partners where applicable.
The Company reserves the right, in its sole discretion and to the fullest extent permitted by law, to approve, decline, suspend, postpone, discontinue, or otherwise terminate review of any application without prior notice.

Your use of the Website, submission of an inquiry, participation in the application process, or communication with the Company does not create any:

• fiduciary relationship;
• attorney-client relationship;
• accountant-client relationship;
• agency relationship;
• partnership;
• joint venture;
• employment relationship;
• advisory relationship; or
• confidential relationship beyond those required by applicable law.

The Company acts solely as an independent commercial entity providing information regarding business financing opportunities and related services.
Nothing contained on the Website shall be construed as creating duties beyond those expressly imposed by applicable law or by a separately executed written agreement.

Because City Capital Funding Inc. provides commercial financing services, information submitted in connection with a financing inquiry or application may be reviewed internally by authorized personnel for underwriting, risk management, compliance, fraud prevention, customer service, funding administration, servicing, portfolio management, collections, legal compliance, and other legitimate business purposes.
Where a financing transaction involves outside institutions or service providers, information may also be disclosed as reasonably necessary to complete or administer the transaction.

By submitting any application or inquiry through the Website, you represent and warrant that:

• all information submitted is true, accurate, complete, and current;
• you are legally authorized to submit such information;
• all uploaded documents are authentic and unaltered;
• you possess authority to act on behalf of the business identified in the application;
• your submission does not violate any applicable law or infringe upon the rights of any third party.

The Company reserves the right to request additional documentation at any stage of the review process, including documents relating to ownership, identity, business operations, tax filings, banking history, payment processing history, revenue verification, licensing, or other information reasonably necessary to evaluate a financing request.
Providing false, misleading, incomplete, fraudulent, or inaccurate information may result in denial of financing, suspension of communications, termination of Website access, or referral to appropriate governmental authorities where permitted by law.

By using the Website or submitting information electronically, you consent to receive communications from the Company by electronic means.
Such communications may include:

• application updates;
• disclosures;
• agreements;
• notices;
• requests for documentation;
• customer service communications;
• funding status updates;
• legally required notices; and
• promotional communications where permitted by law.

You agree that electronic communications satisfy any legal requirement that such communications be provided in writing.
Where applicable, electronic signatures and electronic records shall be governed by the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and other applicable laws governing electronic transactions.

By voluntarily providing your telephone number, mobile number, email address, or other contact information, you expressly authorize the Company, its affiliates, funding partners, service providers, contractors, and authorized representatives to contact you regarding your inquiry, financing application, account status, verification requests, available financing products, and other legitimate business purposes.
Communications may include:

• telephone calls;
• email communications;
• SMS or MMS messages;
• prerecorded voice messages where permitted by law; and
• calls or messages delivered using automated technology where permitted by applicable law.

Your consent is not a condition of obtaining financing or purchasing any product or service.
You may opt out of promotional communications at any time using the instructions contained within the communication or by contacting the Company directly.

Certain features of the Website may require you to create a user account.
You are solely responsible for maintaining the confidentiality of your login credentials and for all activities conducted through your account.
You agree to notify the Company immediately of any unauthorized access, suspected security incident, or unauthorized use of your account.
The Company shall not be responsible for any losses arising from your failure to maintain appropriate account security or protect your login credentials.

You agree to access and use the Website solely for lawful business purposes and in a manner consistent with these Terms and all applicable federal, state, and local laws.
You agree that you will not:

• use the Website for any unlawful, fraudulent, deceptive, or misleading purpose;
• submit false, inaccurate, or incomplete information;
• impersonate any individual or business entity;
• misrepresent your identity, authority, or affiliation;
• interfere with the operation or security of the Website;
• introduce viruses, malware, ransomware, spyware, or any other malicious software;
• attempt to gain unauthorized access to any server, network, database, account, or system connected with the Website;
• use automated software, robots, crawlers, spiders, scrapers, or similar technologies without the Company’s prior written authorization;
• copy, reproduce, modify, distribute, or exploit Website content in violation of these Terms;
• interfere with another user’s ability to access or use the Website; or
• engage in any activity that could damage the Company’s reputation, systems, or business operations.

The Company reserves the right to investigate any suspected violation of these Terms and to take any action permitted by applicable law, including suspension or termination of Website access.

The Website and all content made available through it are owned by or licensed to City Capital Funding Inc. and are protected by United States and international copyright, trademark, trade secret, and other intellectual property laws.
Protected materials include, without limitation:

• trademarks;
• service marks;
• logos;
• trade names;
• branding;
• trade dress;
• website design;
• page layouts;
• graphics;
• photographs;
• videos;
• written content;
• software;
• source code;
• object code;
• databases;
• compilations;
• icons;
• proprietary business methods;
• metadata; and
• the overall appearance, organization, and “look and feel” of the Website.

Except as expressly permitted under these Terms, you may not copy, reproduce, republish, distribute, display, modify, create derivative works from, transmit, sell, license, or otherwise exploit any portion of the Website without the Company’s prior written consent.
No ownership rights are transferred to you by your use of the Website.
All rights not expressly granted herein are reserved by the Company.

To provide commercial financing opportunities, the Company may work with independent lenders, funding companies, financial institutions, payment processors, technology vendors, verification providers, software companies, credit reporting agencies, banking partners, and other third-party service providers (“Third Parties”).
By submitting an inquiry or application, you acknowledge and agree that your information may be disclosed to one or more Third Parties for legitimate business purposes, including:

• underwriting;
• identity verification;
• fraud detection;
• Know Your Customer (KYC) compliance;
• Anti-Money Laundering (AML) compliance;
• credit evaluation;
• servicing;
• customer support;
• technology operations;
• funding review; and
• other lawful business purposes.

Each Third Party operates independently and maintains its own underwriting standards, contractual requirements, privacy practices, and approval criteria.
The Company neither guarantees nor assumes responsibility for the actions, omissions, products, services, decisions, or policies of any Third Party.

To evaluate financing requests, prevent fraud, comply with legal obligations, and protect the integrity of its business operations, the Company may verify information submitted by applicants through commercially reasonable methods.
Verification may include, without limitation:

• identity verification;
• business registration verification;
• ownership verification;
• bank account verification;
• revenue verification;
• payment processor verification;
• tax identification verification;
• commercial credit reports;
• business credit reports;
• public records;
• financial statements;
• tax documentation;
• licensing information;
• sanctions screening;
• fraud prevention databases; and
• information obtained from authorized third-party sources.

Where permitted by applicable law, you authorize the Company and its funding partners to obtain commercial credit reports, banking information, verification reports, and other financial information reasonably necessary to evaluate your financing request.
Nothing contained in these Terms shall obligate the Company to obtain any report, review any application, approve financing, or enter into any transaction.

Your access to and use of the Website is also governed by the Company’s Privacy Policy, which is incorporated into these Terms by reference.
The Privacy Policy describes how the Company collects, uses, stores, protects, and shares information obtained through the Website.
By using the Website, you acknowledge that you have reviewed the Privacy Policy and consent to the Company’s information practices as described therein.
In the event of any conflict between these Terms and the Privacy Policy concerning the processing of personal information, the Privacy Policy shall control solely with respect to privacy-related matters.

The Website may use cookies, web beacons, pixels, software development kits (SDKs), analytics platforms, log files, and similar technologies to enhance Website functionality, improve security, personalize user experience, analyze Website traffic, and evaluate the effectiveness of advertising campaigns.
Information collected through these technologies may include:

• IP address;
• browser type;
• operating system;
• device identifiers;
• language preferences;
• pages visited;
• referral sources;
• clickstream data;
• session duration;
• approximate geographic location; and
• interactions with Website features.

The Company may utilize third-party analytics and advertising providers, including services comparable to Google Analytics and Meta technologies, to better understand user behavior and improve Website performance.
You may modify your browser settings to refuse or disable cookies; however, doing so may affect the functionality of certain portions of the Website.

The Website may contain links to websites, applications, platforms, or services operated by third parties.
These links are provided solely as a convenience and do not constitute an endorsement, recommendation, sponsorship, or approval by the Company.
The Company makes no representations regarding the accuracy, availability, legality, security, privacy practices, products, services, or content of any third-party website.
Your use of any third-party website is entirely at your own risk and is governed exclusively by the terms and policies of the applicable third party.

Although the Company makes commercially reasonable efforts to maintain uninterrupted Website availability, continuous access cannot be guaranteed.
The Website may become unavailable, in whole or in part, due to:

• scheduled maintenance;
• emergency maintenance;
• software upgrades;
• hardware failures;
• internet service interruptions;
• cybersecurity incidents;
• denial-of-service attacks;
• failures of third-party infrastructure providers;
• governmental actions; or
• circumstances beyond the Company’s reasonable control.

The Company reserves the right, at any time and without prior notice, to modify, suspend, restrict, discontinue, or remove any portion of the Website or its functionality.

THE WEBSITE, ALL CONTENT, MATERIALS, SOFTWARE, COMMUNICATIONS, APPLICATIONS, PRODUCTS, SERVICES, AND INFORMATION PROVIDED THROUGH THE WEBSITE ARE MADE AVAILABLE ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF:

• MERCHANTABILITY;
• FITNESS FOR A PARTICULAR PURPOSE;
• TITLE;
• NON-INFRINGEMENT;
• ACCURACY;
• COMPLETENESS;
• RELIABILITY;
• SECURITY;
• CONTINUOUS AVAILABILITY;
• ERROR-FREE OPERATION; AND
• FREEDOM FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

The Company does not warrant that:

• the Website will always be available;
• defects or errors will be corrected;
• information appearing on the Website will always be complete, current, or accurate;
• communications will always be delivered without interruption;
• financing applications will be approved; or
• any financing product will remain available at any particular time.

Your use of the Website and reliance upon any information provided through the Website are entirely at your own risk.

Despite the Company’s efforts to maintain accurate information, the Website may occasionally contain typographical, clerical, pricing, publication, or technical errors, inaccuracies, or omissions.
The Company reserves the right to correct any such errors, inaccuracies, or omissions and to update or modify Website content at any time without prior notice.
The correction of any error shall not create any contractual obligation or liability on the part of the Company, nor shall it entitle any user to rely upon inaccurate information previously appearing on the Website.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CITY CAPITAL FUNDING INC., DOING BUSINESS AS AGG VENTURES FUNDING GROUP, TOGETHER WITH ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS, REPRESENTATIVES, AFFILIATES, SUCCESSORS, ASSIGNS, INDEPENDENT CONTRACTORS, FUNDING PARTNERS, LICENSORS, AND SERVICE PROVIDERS, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL, OR SIMILAR DAMAGES ARISING OUT OF OR RELATED TO:

• your access to or use of the Website;
• your inability to access or use the Website;
• any financing inquiry or application;
• any approval or denial of financing;
• delays in processing applications;
• delays in funding;
• interruption of business operations;
• loss of profits;
• loss of anticipated revenue;
• loss of business opportunities;
• loss of customers;
• loss of goodwill;
• loss of contracts;
• loss or corruption of data;
• unauthorized access to your information by third parties;
• cyberattacks or security incidents;
• Website interruptions;
• technical failures;
• reliance upon Website content;
• third-party products or services; or
• any other damages arising from your use of the Website.

This limitation applies regardless of the legal theory asserted, including contract, negligence, tort, strict liability, statutory liability, equity, or otherwise, even if the Company has been advised of the possibility of such damages.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE WEBSITE OR THESE TERMS SHALL NOT EXCEED ONE HUNDRED UNITED STATES DOLLARS (US $100.00).
Nothing contained herein shall limit liability where such limitation is prohibited by applicable law.

You agree to defend, indemnify, and hold harmless City Capital Funding Inc., its affiliates, officers, directors, employees, agents, representatives, contractors, licensors, funding partners, successors, assigns, and service providers from and against any and all claims, actions, demands, liabilities, losses, damages, judgments, settlements, penalties, costs, and expenses, including reasonable attorneys’ fees and litigation costs, arising out of or relating to:

• your use of the Website;
• your violation of these Terms;
• information submitted by you;
• your violation of applicable law;
• infringement of any intellectual property, privacy, publicity, or proprietary rights;
• fraudulent, deceptive, negligent, or unlawful conduct;
• misuse of the Website; or
• disputes between you and any third party arising from your use of the Website or your financing request.

The Company reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You agree to cooperate fully with the Company in asserting any available defenses.

The Company reserves the right, in its sole discretion and without prior notice, to suspend, restrict, terminate, or permanently revoke your access to the Website whenever the Company reasonably determines that:

• you have violated these Terms;
• information submitted by you is false, misleading, incomplete, or fraudulent;
• your conduct may expose the Company to legal, financial, operational, cybersecurity, or reputational risk;
• unauthorized access or suspicious activity has occurred;
• continued access may compromise the security or integrity of the Website; or
• termination is otherwise necessary to protect the Company, its users, or its business partners.

Termination of your access shall not affect any rights or obligations accrued before termination.
The provisions relating to intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, arbitration, governing law, confidentiality, and any provisions intended by their nature to survive termination shall remain in full force and effect.

You agree to comply with all applicable federal, state, local, and international laws, regulations, rules, governmental orders, and industry standards governing your use of the Website.
You further agree not to use the Website in connection with:

• fraud;
• identity theft;
• money laundering;
• terrorist financing;
• sanctions violations;
• deceptive business practices;
• cybercrime;
• unlawful financial activity;
• unauthorized access to computer systems;
• violations of intellectual property rights; or
• any activity prohibited by applicable law.

The Company reserves the right to cooperate with law enforcement agencies, governmental authorities, regulatory bodies, and courts whenever required or permitted by law.

The Company shall not be liable for any delay, interruption, or failure to perform any obligation under these Terms resulting from events beyond its reasonable control.
Such events include, without limitation:

• acts of God;
• natural disasters;
• fires;
• floods;
• earthquakes;
• hurricanes;
• severe weather conditions;
• epidemics;
• pandemics;
• public health emergencies;
• war;
• terrorism;
• civil unrest;
• labor disputes;
• governmental actions;
• court orders;
• changes in applicable law;
• utility failures;
• internet outages;
• telecommunications failures;
• cloud infrastructure failures;
• cybersecurity incidents;
• ransomware attacks;
• failures of banking systems; or
• failures of third-party service providers.

The Company’s obligations shall be suspended for the duration of any such event.

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.
To the fullest extent permitted by applicable law, any dispute, controversy, or claim arising out of or relating to these Terms, the Website, your use of the Website, any financing inquiry or application, or any relationship with the Company shall be resolved exclusively through final and binding arbitration rather than in court.
This Arbitration Agreement shall be governed by the Federal Arbitration Act (9 U.S.C. §§ 1–16) (“FAA”), which shall govern the interpretation, enforcement, and validity of this arbitration provision.
Unless otherwise required by applicable law, arbitration shall be administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules then in effect.
Unless the parties mutually agree otherwise, the arbitration shall take place in New York, New York, and shall be conducted in the English language.
The arbitrator shall have exclusive authority to determine:

• the interpretation of this Arbitration Agreement;
• the enforceability of this Arbitration Agreement;
• the scope of arbitration;
• issues of arbitrability; and
• the validity of any provision contained within these Terms.

Nothing in this section shall prevent either party from seeking temporary, preliminary, or permanent injunctive relief from a court of competent jurisdiction to protect confidential information, intellectual property rights, or other rights for which equitable relief is appropriate.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL CLAIMS SHALL BE BROUGHT SOLELY IN AN INDIVIDUAL CAPACITY.
YOU EXPRESSLY WAIVE ANY RIGHT TO:

• participate in a class action;
• participate in a collective action;
• participate in a representative action;
• consolidate claims with claims of other individuals; or
• act as a private attorney general.

Neither an arbitrator nor a court shall have authority to hear or resolve any class, collective, or representative proceeding except where such waiver is prohibited by applicable law.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY KNOWINGLY, VOLUNTARILY, AND IRREVOCABLY WAIVES ANY RIGHT TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING, OR CLAIM ARISING OUT OF OR RELATING TO THESE TERMS, THE WEBSITE, OR THE RELATIONSHIP BETWEEN THE PARTIES.
THIS WAIVER APPLIES WHETHER THE CLAIM IS ASSERTED IN CONTRACT, TORT, STATUTE, EQUITY, OR OTHERWISE.

These Terms and any dispute arising out of or relating to these Terms, the Website, or any services offered by the Company shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to any conflict of law principles that would require the application of the laws of another jurisdiction.
Subject to the Arbitration Agreement contained in these Terms, any legal action that is not required to be resolved through arbitration shall be brought exclusively in the state or federal courts located in the State of New York.
Each party irrevocably submits to the personal jurisdiction of such courts and waives any objection based upon improper venue or forum non conveniens.

The Company may assign, transfer, delegate, subcontract, or otherwise convey any of its rights or obligations under these Terms without restriction and without prior notice.
You may not assign, transfer, delegate, or otherwise convey any rights or obligations arising under these Terms without the Company’s prior written consent.
Any attempted assignment in violation of this Section shall be null and void.

No failure or delay by the Company in exercising any right, remedy, power, or privilege under these Terms shall operate as a waiver of that right or any other provision.
Any waiver shall be effective only if made in writing and signed by an authorized representative of the Company.
A waiver of any breach or default shall not constitute a waiver of any subsequent breach or default.

If any provision of these Terms is determined by a court or arbitrator of competent jurisdiction to be unlawful, invalid, or unenforceable, that provision shall be interpreted to reflect the original intent of the parties as closely as possible and shall be enforced to the fullest extent permitted by applicable law.
The remaining provisions of these Terms shall remain valid, enforceable, and in full force and effect.

These Terms of Use, together with the Company’s Privacy Policy and any additional legal notices or agreements expressly incorporated by reference, constitute the complete and exclusive agreement between you and City Capital Funding Inc. concerning your access to and use of the Website.
These Terms supersede all prior or contemporaneous communications, negotiations, representations, understandings, proposals, or agreements, whether oral or written, relating to the Website.

The Company reserves the right to modify, amend, revise, or update these Terms at any time in its sole discretion.
Any modifications will become effective immediately upon posting the revised Terms on the Website unless a different effective date is expressly stated.
Your continued use of the Website following the publication of revised Terms constitutes your acceptance of those revisions.
You are responsible for reviewing these Terms periodically to remain informed of any updates.

If you have any questions regarding these Terms of Use, the Website, or the Company’s services, please contact us:
AGG Ventures Funding Group
A brand of City Capital Funding Inc.<
Principal Place of Business
2106 Avenue X
Brooklyn, New York 11235
United States
Website: https://aggvc.com
The Company will make commercially reasonable efforts to respond to legitimate inquiries in a timely manner.

You acknowledge that electronic records, electronic communications, and electronic signatures have the same legal effect as paper documents and handwritten signatures to the fullest extent permitted by applicable law.
You agree that the Company may retain electronic records relating to your use of the Website, inquiries, financing requests, communications, and other transactions for legal, regulatory, operational, and business purposes.

Section titles and headings contained in these Terms are included solely for convenience and reference purposes.
Such headings shall not affect the interpretation, meaning, or scope of any provision of these Terms

© 2024 City Capital Funding Inc. All Rights Reserved.
AGG Ventures Funding Group is a brand operated by City Capital Funding Inc.
All trademarks, service marks, trade names, logos, graphics, Website content, text, software, designs, and other proprietary materials displayed on the Website are protected by applicable intellectual property laws and may not be copied, reproduced, distributed, modified, displayed, published, or otherwise used without the Company’s prior written permission, except as expressly permitted by applicable law or these Terms.