Privacy Policy

Effective Date: July 10, 2024

Privacy Policy

Effective Date: July 10, 2024

Privacy Policy – Effective Date: July 10, 2024
Privacy Policy – Effective Date: July 10, 2024

City Capital Funding Inc. respects your privacy and is committed to protecting the personal, business, financial, and technical information collected through the Website and in connection with our commercial financing products and services.
This Privacy Policy explains how we collect, use, disclose, retain, and protect information when you visit the Website, submit an inquiry, apply for commercial financing, communicate with us, or otherwise interact with the Company.
By accessing or using the Website, submitting information, or communicating with the Company, you acknowledge that you have read and understood this Privacy Policy.

1. Scope of this Privacy Policy

This Privacy Policy applies to information collected through:

  • the Website;
  • online application forms;
  • contact forms;
  • financing inquiries;
  • document uploads;
  • email communications;
  • telephone communications;
  • SMS or MMS communications;
  • customer support interactions;
  • analytics technologies;
  • cookies and similar tracking tools; and
  • other digital interactions with the Company.

This Privacy Policy does not apply to third-party websites, applications, platforms, funding partners, service providers, or other third parties that maintain their own privacy policies.

2. Information We Collect

Whether you’re expanding operations, purchasing equipment, increasing inventory, hiring employees, or improving cash flow, AGG Ventures Funding Group provides direct business funding solutions tailored to the needs of established businesses.
As a direct funding provider, we work with business owners who have existing revenue and are ready to take the next step in their company’s growth. Our flexible financing solutions are designed to help businesses strengthen working capital, seize new opportunities, and move forward with confidence.
Whether you’re looking for Working Capital, Revenue-Based Financing, SBA Financing, or other Business Funding Solutions, our experienced team is committed to providing a straightforward process, transparent communication, and funding options that support your long-term success.

2.1 Personal Information

We may collect personal information, including:

  • full name;
  • email address;
  • telephone number;
  • mobile phone number;
  • mailing address;
  • business address;
  • job title;
  • ownership information;
  • date of birth where necessary for verification;
  • government-issued identification where required;
  • signatures and electronic signatures.

2.2 Business Information

When you submit a financing inquiry or application, we may collect business-related information, including:

  • business name;
  • legal entity name;
  • trade name or DBA;
  • business address;
  • business telephone number;
  • business email address;
  • Employer Identification Number (EIN);
  • business formation information;
  • industry type;
  • years in business;
  • business ownership details;
  • annual revenue;
  • monthly revenue;
  • sales volume;
  • payment processing information;
  • business licenses;
  • tax documents;
  • financial statements;
  • bank statements;
  • and other information necessary to evaluate commercial financing opportunities.

2.3 Financial Information

In connection with commercial financing requests, we may collect financial information, including:

  • bank account information;
  • bank statements;
  • transaction history;
  • revenue information;
  • cash flow information;
  • business credit information;
  • commercial credit reports;
  • payment history;
  • debt obligations;
  • tax documentation;
  • merchant processing statements;
  • and other financial records voluntarily submitted or lawfully obtained for underwriting and verification purposes

2.4 Technical and Usage Information

When you visit the Website, certain information may be collected automatically, including:

  • IP address;
  • browser type;
  • device type;
  • operating system;
  • device identifiers;
  • language preferences;
  • referral URLs;
  • pages viewed;
  • links clicked;
  • session duration;
  • date and time of access;
  • approximate geographic location;
  • and other diagnostic, analytics, and Website usage information.

3. Information You Provide Voluntarily

You voluntarily provide information when you:

  • complete a financing application;
  • submit an online inquiry;
  • request information;
  • upload documents;
  • contact us by email;
  • contact us by telephone;
  • send or respond to SMS messages;
  • communicate with customer support;
  • subscribe to communications;
  • or otherwise interact with the Company.

By submitting information, you represent that the information is accurate, complete, current, and that you are authorized to provide it.

4. Information Collected Automatically

The Company may automatically collect certain information through cookies, server logs, pixels, analytics platforms, and similar technologies.
Automatically collected information may be used to:

  • operate the Website;
  • improve Website functionality;
  • analyze Website performance;
  • detect fraud;
  • maintain security;
  • improve user experience;
  • measure advertising effectiveness;
  • troubleshoot technical issues;
  • and support legitimate business operations.

5. How We Use Information

The Company may use information collected through the Website for lawful business purposes, including:

  • evaluating commercial financing applications;
  • verifying identity;
  • verifying business ownership;
  • reviewing business qualifications;
  • analyzing revenue and cash flow;
  • communicating regarding financing inquiries;
  • requesting additional documentation;
  • providing customer support;
  • processing transactions;
  • maintaining business records;
  • improving Website functionality;
  • improving products and services;
  • preventing fraud;
  • detecting unauthorized activity;
  • protecting Website security;
  • complying with legal and regulatory obligations;
  • enforcing our Terms of Use;
  • conducting analytics;
  • sending transactional communications;
  • sending marketing communications where permitted by law;
  • and carrying out any other lawful purpose consistent with this Privacy Policy.

We do not use information for purposes materially different from those described in this Privacy Policy unless permitted by law or with appropriate notice where required.

6. How We Share Information

The Company respects the confidentiality of your information and does not sell your personal information for monetary consideration.
However, we may disclose information when reasonably necessary to provide our services, evaluate commercial financing opportunities, comply with legal obligations, protect our legitimate business interests, or operate the Website.
Information may be shared with the following categories of recipients.

6.1 Commercial Funding Activities

Because City Capital Funding Inc. provides commercial financing services, information submitted in connection with a financing inquiry or application may be reviewed internally by authorized personnel for underwriting, risk management, compliance, fraud prevention, customer service, funding administration, servicing, portfolio management, collections, legal compliance, and other legitimate business purposes.
Where a financing transaction involves outside institutions or service providers, information may also be disclosed as reasonably necessary to complete or administer the transaction.

6.2 Service Providers

The Company may disclose information to trusted third-party service providers that assist in operating our business.
These providers may perform services including:

  • cloud hosting;
  • website hosting;
  • cybersecurity;
  • data storage;
  • customer relationship management (CRM);
  • identity verification;
  • fraud prevention;
  • document management;
  • customer support;
  • payment processing;
  • accounting;
  • legal services;
  • information technology;
  • email delivery;
  • SMS communications;
  • analytics;
  • auditing; and
  • other professional business services.

Service providers are contractually or legally required to use information only for authorized business purposes.

6.3 Legal Requirements

The Company may disclose information whenever we reasonably believe disclosure is necessary to:

  • comply with applicable federal, state, or local law;
  • respond to subpoenas;
  • respond to court orders;
  • respond to lawful governmental requests;
  • cooperate with law enforcement agencies;
  • investigate suspected fraud;
  • prevent unlawful activity;
  • enforce our legal rights;
  • protect Company property;
  • protect customer safety; or
  • protect the integrity and security of the Website.

6.4 Corporate Transactions

If the Company is involved in a merger, acquisition, financing transaction, restructuring, asset purchase, asset sale, bankruptcy proceeding, or other corporate transaction, information collected through the Website may be transferred as part of that transaction, subject to applicable law.

7. Cookies and Similar Technologies

The Website uses cookies and similar technologies to improve Website functionality, maintain security, personalize user experience, analyze Website traffic, and support our commercial financing services.
Cookies are small text files stored on your device that help websites recognize returning visitors and remember user preferences.
The Company may use:

  • browser cookies;
  • session cookies;
  • persistent cookies;
  • web beacons;
  • tracking pixels;
  • software development kits (SDKs);
  • local storage technologies;
  • server logs; and
  • similar technologies.

These technologies help us:

  • maintain Website security;
  • authenticate users;
  • improve Website performance;
  • understand visitor behavior;
  • analyze Website traffic;
  • remember user preferences;
  • measure advertising effectiveness;
  • detect fraud; and
  • improve our products and services.

8. Cookie Notice

The Company uses several categories of cookies.
Essential Cookies
Essential cookies are required for basic Website functionality, security, authentication, fraud prevention, and proper operation of the Website.
Without these cookies, certain Website features may not function correctly.

Functional Cookies
Functional cookies remember user preferences, browser settings, and previously selected options to improve the overall browsing experience.

Analytics Cookies
Analytics cookies help us understand how visitors use the Website by collecting aggregated information regarding page visits, navigation patterns, Website performance, and user engagement.
This information assists us in improving Website functionality and customer experience.

Advertising Cookies
Where permitted by applicable law, advertising cookies may be used to evaluate advertising performance and improve the relevance of marketing communications.
The Company does not use advertising cookies to sell personal information.

Managing Cookies
Most internet browsers allow users to:
view cookies;
delete cookies;
block cookies;
restrict certain categories of cookies; and
configure browser privacy settings.
Disabling cookies may reduce the functionality of certain portions of the Website.
Your continued use of the Website constitutes your acknowledgment that cookies may be used as described in this Privacy Policy.

9. Analytics Technologies

The Company may use analytics technologies to better understand visitor behavior and improve Website performance.
Analytics information may include:

  • Website traffic;
  • browser information;
  • device information;
  • referral sources;
  • pages visited;
  • navigation paths;
  • session duration;
  • click activity;
  • approximate geographic location; and
  • Website performance metrics.

Analytics information is generally aggregated and used for statistical and operational purposes.

10. Data Security

The Company maintains commercially reasonable administrative, technical, and physical safeguards designed to protect information under our control.
Security measures may include:

  • encrypted communications where appropriate;
  • access controls;
  • authentication procedures;
  • secure hosting environments;
  • system monitoring;
  • network security protections;
  • employee confidentiality obligations;
  • periodic software updates;
  • cybersecurity monitoring; and
  • commercially reasonable security practices.

Despite these safeguards, no method of transmitting information over the Internet or storing electronic information can be guaranteed to be completely secure.
Accordingly, the Company cannot guarantee absolute security of information.

11. Data Retention

The Company retains information only for as long as reasonably necessary to:

  • evaluate financing applications;
  • provide requested services;
  • comply with applicable law;
  • satisfy regulatory obligations;
  • resolve disputes;
  • enforce agreements;
  • maintain business records;
  • prevent fraud;
  • protect legitimate business interests; or
  • fulfill other lawful business purposes.

When information is no longer required, the Company will take commercially reasonable measures to securely delete, anonymize, or otherwise dispose of such information in accordance with applicable law and internal record retention policies.

12. Marketing Communications

Where permitted by applicable law, the Company may communicate with you regarding:

  • commercial financing products;
  • Company services;
  • educational materials;
  • newsletters;
  • Website updates;
  • promotional offers;
  • business announcements; and
  • other information related to our legitimate business activities.

You may opt out of promotional email communications at any time by following the unsubscribe instructions included in the communication.
Opting out of marketing communications does not prevent the Company from sending transactional, operational, legal, compliance, servicing, or account-related communications.

13. SMS Communications

If you voluntarily provide your mobile telephone number, you consent to receive SMS or MMS communications relating to:

  • financing inquiries;
  • application updates;
  • underwriting requests;
  • verification requests;
  • customer support;
  • servicing communications;
  • account notifications;
  • and other legitimate business communications.

Message and data rates may apply depending upon your wireless carrier.
Your consent to receive SMS communications is not a condition of obtaining financing or purchasing any product or service.
You may opt out of SMS communications at any time by replying “STOP,” where applicable, or by contacting the Company using the information provided in this Privacy Policy.

14. Your Privacy Rights

Depending upon your state of residence and applicable law, you may have certain rights regarding the personal information maintained by the Company.
Subject to applicable legal exceptions, you may have the right to:

  • request access to your personal information;
  • request correction of inaccurate personal information;
  • request deletion of personal information;
  • request information regarding the categories of personal information collected;
  • request information regarding the purposes for which information is used;
  • request information regarding categories of third parties receiving your information;
  • withdraw consent where processing is based upon consent; and
  • exercise any other rights available under applicable law.

Before responding to a privacy request, the Company may require reasonable verification of your identity to protect your information from unauthorized disclosure.

15. California Privacy Notice

This section applies solely to residents of the State of California to the extent required by the California Consumer Privacy Act (“CCPA”), as amended by the California Privacy Rights Act (“CPRA”), and other applicable California privacy laws.
During the preceding twelve (12) months, the Company may have collected the following categories of information:

  • identifiers;
  • commercial information;
  • financial information;
  • internet and electronic activity;
  • geolocation information;
  • professional and employment-related information;
  • business information;
  • customer communications;
  • and other information voluntarily provided through financing inquiries or applications.

We may collect information from:

  • information you provide directly;
  • financing applications;
  • communications with the Company;
  • Website activity;
  • cookies and similar technologies;
  • publicly available records;
  • business verification providers;
  • commercial credit reporting agencies;
  • service providers; and
  • other lawful third-party sources.

We may use such information for:

  • evaluating commercial financing requests;
  • underwriting;
  • fraud prevention;
  • identity verification;
  • customer support;
  • Website administration;
  • analytics;
  • security;
  • legal compliance;
  • servicing financing relationships;
  • internal business operations; and
  • marketing where permitted by law.

The Company does not sell personal information for monetary consideration.
Where required by applicable law, California residents may submit requests concerning their personal information using the contact information provided in this Privacy Policy.
The Company will process verified requests in accordance with applicable California law.

16. Do Not Track Signals

Certain web browsers provide a “Do Not Track” (“DNT”) setting intended to communicate a user’s privacy preferences.
Because there is currently no universally accepted standard governing DNT technology, the Website does not presently respond differently to browser-based Do Not Track signals.
If industry standards or applicable law change in the future, the Company reserves the right to update its practices accordingly.

17. Third-Party Websites

The Website may contain links to third-party websites, software platforms, applications, or online services that are not owned or controlled by the Company.
This Privacy Policy applies only to information collected by City Capital Funding Inc.
The Company is not responsible for the privacy practices, security procedures, content, or policies of any third-party website or service.
Users are encouraged to review the privacy policies of third-party websites before providing personal or business information.

18. International Visitors

The Website is operated from the United States.
If you access the Website from outside the United States, you acknowledge and understand that your information may be transferred to, stored within, and processed in the United States, where privacy laws may differ from those of your country or jurisdiction.
By using the Website or providing information to the Company, you consent to such transfer, storage, and processing to the extent permitted by applicable law.

19. Children’s Privacy

The Website and the Company’s commercial financing services are intended exclusively for business use by adults.
The Company does not knowingly collect personal information from individuals under eighteen (18) years of age.
If we become aware that personal information has been submitted by an individual under the age of eighteen, we will take commercially reasonable steps to delete such information as soon as reasonably practicable.
If you believe that information relating to a minor has been submitted through the Website, please contact the Company immediately.

20. Changes to this Privacy Policy

The Company reserves the right to amend, modify, revise, or update this Privacy Policy at any time in its sole discretion.
Any revised version will become effective upon publication on the Website unless another effective date is expressly stated.
Your continued use of the Website following publication of an updated Privacy Policy constitutes your acknowledgment and acceptance of the revised Policy.
You are encouraged to review this Privacy Policy periodically to remain informed of any updates.

21. Entire Privacy Policy

This Privacy Policy constitutes the complete Privacy Policy of City Capital Funding Inc. relating to the Website and supersedes any prior online privacy statements relating to the Website.
If any provision of this Privacy Policy is determined to be unlawful, invalid, or unenforceable, the remaining provisions shall remain in full force and effect.

22. Acknowledgment

By accessing or using aggvc.com, submitting information, requesting commercial financing, communicating with the Company, or otherwise interacting with the Website, you acknowledge that you have read, understood, and accepted this Privacy Policy.
If you do not agree with this Privacy Policy, you should discontinue use of the Website and refrain from submitting personal or business information through the Website.

23. Compliance with Applicable Law

The Company is committed to collecting, using, storing, and protecting information in accordance with applicable federal, state, and local laws and regulations governing privacy, commercial transactions, and information security.
Nothing contained in this Privacy Policy shall be interpreted as limiting any legal obligation imposed upon the Company by applicable law.
Where applicable law provides greater privacy protections than those described in this Privacy Policy, the Company will comply with such legal requirements.

24. Business Transfers

As the Company continues to develop its business, it may acquire, merge with, reorganize, or transfer portions of its business or assets.
In connection with any merger, acquisition, financing transaction, reorganization, sale of assets, or other corporate transaction, personal and business information maintained by the Company may be transferred as part of the transaction, subject to applicable law and appropriate confidentiality obligations.

25. Information Accuracy

You are responsible for ensuring that all information submitted to the Company is accurate, complete, and current.
If your contact information, business information, or other relevant information changes, you should promptly notify the Company so that our records may be updated where appropriate.

26. Limitation of Privacy Obligations

This Privacy Policy applies only to information collected directly by the Company through the Website and related communications.
The Company cannot control and is not responsible for the privacy, security, or information handling practices of third parties that are not owned or controlled by the Company.

27. Reservation of Rights

The Company reserves all rights not expressly granted in this Privacy Policy.
Nothing contained in this Privacy Policy shall be interpreted as creating any contractual obligation beyond those required by applicable law or by separate written agreement.

28. Questions Regarding Privacy

If you have any questions regarding this Privacy Policy, our privacy practices, or your privacy rights, please contact us:
AGG Ventures Funding Group
A brand owned and operated by City Capital Funding Inc.
Principal Place of Business
2106 Avenue X
Brooklyn, New York 11235
United States
Website: https://aggvc.com

AGG Ventures Funding Group is a brand owned and operated by City Capital Funding Inc.

AGG Ventures Funding Group is a brand owned and operated by City Capital Funding Inc.

Industries We Serve